Lode Wealth — Privacy policy

Last updated July 9, 2026

Stone Mesa Studio, LLC does not collect, sell, or track your data, and Lode Wealth has no ads, no analytics, and no account. Lode is a local-first Mac app: your accounts, balances, holdings, and transactions stay on your Mac. If you turn on iCloud backup, they also sync across your own Apple devices through your private iCloud1 — Apple's infrastructure, never our servers. The only other thing that ever leaves your device is a stock ticker symbol, sent to a market-data provider to fetch a current price2 — never your balances, your holdings' values, or any credentials. Everything below explains exactly what that means.

The promise, in plain terms No data collection, no advertising, no analytics, no third-party tracking, and no account — ever. Your finances stay on your Mac, or — if you choose — sync only through your own private iCloud, never our servers. Lode has no bank login, stores no credentials, and uses no account-aggregation service. The only request that goes out to a third party is a ticker symbol, to look up a price.

Where your financial data lives

Every account, balance, holding, and transaction you add or import is stored locally on your Mac. There is no account to create, and no copy on our servers — we run none. If you turn on iCloud backup, Lode syncs your data across your own Apple devices through your private iCloud1, so you have an off-Mac backup and can pick up on another device — it uses Apple's iCloud, stays within your Apple account, and never touches our servers. Turn it off: leave iCloud backup off to keep everything on this one Mac.

Live prices

To show current values, Lode looks up prices by ticker symbol from a public market-data provider2. Only the symbol — for example, VTI — is sent. It never sends how many shares you own, your balances, your account names, or anything that identifies you. Turn it off: prices simply won't refresh; everything else works from the values you've entered.

Importing your data

You bring your data in as CSV files you download yourself, or by dropping a file onto the window. The per-institution buttons simply open that institution's website in your browser so you can download a statement — Lode does not log in for you, and never sees or stores your bank or brokerage credentials. There is no account-linking or aggregation service involved. Turn it off: importing is entirely under your control — you choose which files to bring in, one at a time.

App lock

You can require a password to open Lode. It is stored in your Mac's Keychain — macOS's encrypted, system-protected credential store3 — and never leaves your device. Turn it off: leave the lock disabled, or remove it in Settings.

No third parties

Beyond the single price lookup above, Lode contains no advertising, no analytics, no crash-reporting, and no third-party tracking software or code libraries that send your data anywhere.

Notes

iCloud backup (Apple frameworks). If you turn on iCloud backup, Lode syncs your data through your own private iCloud, under Apple's privacy policy, so it is backed up and available on your other Apple devices. We operate no server that stores your data. ↩
Market-data provider. To price your holdings, Lode requests quotes by ticker symbol from a public market-data service. It sends only the symbols — never your share counts, balances, account names, or any identifier — and stores nothing about you. The provider handles the request under its own policy. ↩
App-lock password (Keychain). If you set an app-lock password, it is kept in the macOS Keychain on your Mac and used only to unlock the app. It is never sent anywhere. ↩

Children's privacy

Lode is not directed at children under 13 and does not knowingly collect any personal information from anyone.

Changes to this policy

If this policy changes, we will update the date at the top of this page and post the revised version here.

Contact

Questions about privacy? Email us.