Lode Wealth

Your whole net worth, private on your Mac.

Coming soon to the Mac App Store

Net worth · asset allocation · tax-aware rebalancing · spending · planning — a native app for Mac.

See Lode Wealth in action

A closer look at the Mac app — click or swipe through.

Lode Wealth dashboard on Mac: net worth, spending, tax, and retirement readiness — **Everything in one place**Net worth, this month's spending, estimated tax, and retirement readiness — the moment you open it.

Securities list with returns and portfolio weight — **Every holding, ranked**One clean list of what you own, with returns and weight.

A security expanded to show fund look-through: sectors, geography, and top holdings — **See inside your funds**Fund look-through breaks each holding into its real sectors, geography, and top names.

Allocation donut with lenses for asset class, geography, tax location, and owner — **Allocation, many ways**Slice by asset class, geography, security type, tax location, or owner.

Rebalance view with target allocation and current-versus-target donuts — **Tax-aware rebalancing**Set your targets; Lode plans the trades — in the right accounts — to get you there.

Retirement planning Monte Carlo projection with confidence bands — **Will your money last?**A Monte Carlo projection runs 1,000 market paths against your plan.

Compare view lining up several allocation strategies over 20 years — **Compare strategies**Line up allocations side by side and see the 20-year difference.

Spending summary with total, recurring bills, and monthly chart — **Track spending**Totals, recurring bills, and month-by-month — from imported statements.

Spending grouped by category with bars — **See where it goes**Spending grouped by category — learned once, then remembered.

Income ledger of wages, K-1, dividends, interest, and gains — **Every income stream**Wages, K-1s, dividends, interest, and gains in one ledger.

Debt list with balances, rates, and payoff estimates — **Debt and payoff**Balances, rates, and an estimated payoff date for each loan.

Tax estimate with federal and state liability and quarterly estimates — **Estimate your taxes**Federal and state liability, plus quarterly estimates. An estimate, never advice.

Your whole financial picture

Every account and asset — investments, cash, property, and debt — adding up to a net worth you can actually see.

Net worth at a glance

Brokerage, bank, property, and hard assets, minus loans and cards — your true net worth in one number.

A whole household

Track everyone under one roof, across as many accounts and owners as you have.

Bring your own data

Drag in a CSV or grab the latest download — Lode maps the columns and remembers how, per institution.

See how your money is really invested

Look through your funds to what you actually own — then bring it back to your target.

Allocation, many ways

Slice your portfolio by asset class, geography, security type, tax location, or owner.

Fund look-through

Lode sees inside your funds to what you truly hold — not just the ticker on the label.

Tax-aware rebalancing

A buy-and-sell plan that trades in the right accounts to bring you back on target, tax first.

Plan ahead, not just look back

Understand where the money goes, and where it's headed.

Spending, understood

Import statements, group by merchant, and categorize once — Lode remembers next time.

Retirement projections

Monte Carlo planning models how your savings hold up across many possible futures.

Taxes & debt

Keep an eye on estimated quarterly taxes and what you owe, alongside everything else.

Private by design Lode keeps your finances on your Mac — no accounts, and nothing is ever uploaded to us. Turn on iCloud backup and your data syncs only through your own private iCloud. The only thing sent to a third party is a ticker symbol, to fetch a live price — never your balances, and never your credentials. A password lock keeps the app for your eyes only. Read the privacy policy or get support.